Payment operations
made simple
for PSPs and PEOs

Empower your payroll and finance teams with seamless and automated money movement, risk intelligence, and enhanced treasury management.

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SOC 2 Type 2
Data Security
Insured and

Designed for Payroll Payments

NSF Prevention

Early funding and fraud risk alerts to reduce cash loss

ACH Returns Management

Automated returns management to reduce manual workflows

Faster Payroll

Auto-routing across ACH, Wires, RTP and FedNow to reduce time to money

HCM & Bank Integrations

End to end payment management to unlock efficiencies

KYB & Fraud Monitoring

Guaranteed collections without overdraft headaches

Auto Notifications

Whitelabel notifications to improve speed of service to your clients

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Managing risk real time

How Nivelo works


Exposure Scan

Begin your journey with our Exposure Scan to unearth payment risk for faster, safer payments

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Scorer Engine

Manage payment risk with Scorer Enging, our real-time and adaptive thread detection technology

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Transaction Initiated

Initiate Instant Debits to reduce 100% of NSFs. Boost sales from added prospects and reduced attrition

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How Nivelo Integrates

Easily add ACH scoring where you need it

Implement our RESTful API with just a few lines of code and refine it in a complete test environment.

We refine our model based on your historical data to provide the most accurate threat and return detection.

$ curl \
   -X POST \
   -H "Authorization: Bearer <your-api-key>" \
   -H "Content-Type: application/json" \
   -d '{... ACH data as json ...}'

 "score": 88.61,
 "prediction": "ACH return"
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Learn how Nivelo can empower your payment teams

Ensure everyone is paid on time, every time.

Request a demo