Security at Nivelo

Security is our top priority and is at the center of everything we do.

Learn about how we embed security practices into our engineering processes to keep all sensitive data as secure as possible.

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Bug Bounty Program
COMMITTED TO SECURITY
SOC 2 Type 2
Certified
FCRA
Compliant
Data Security
Compliant
CCPA & GDPR
Compliant
Insured and
Audited

Secure Platform, Secure Data

Data Management

All data is encrypted at rest with AES-256 and is kept in a private network with tightly monitored and access. Data in transit is encrypted using standard web security protocols (TLS v1.3).

NACHA Data Security Compliance

We are compliant with NACHA’s Data Security Requirements. Account numbers and other personally identifiable information are obfuscated on our UI, encrypted and never leave our infrastructure.

Industry Best Practices

Our products are routinely audited by third-party security providers to certify we are following industry best practices. All access to production systems is monitored and logged. All internal and clients accounts are protected via 2FA.

Bug Bounty Reward Program

We operate a private bug bounty program and have internal procedures to remediate any bugs or security vulnerabilities discovered

View Bug Bounty Program

Third Parties

Each of our 3rd party infrastructure partners meets our high security standards for protecting sensitive data.

SOC 2 Compliance

Nivelo is SOC 2 Type 2 certified.

Access Controls

We only expose what is absolutely necessary to use our product and no more. All essential services are protected by following standard cloud network architecture guidelines to minimize the attack surface area and keep sensitive data safe.

Robust Monitoring

All systems are continuously monitored and issued addressed according to the SLAs (service-level agreements) specific to each client.

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Managing risk real time

How Nivelo works

01

Exposure Scan

Begin your journey with our Exposure Scan to unearth payment risk for faster, safer payments

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02

Scorer Engine

Manage payment risk with Scorer Enging, our real-time and adaptive thread detection technology

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03

Transaction Initiated

Initiate Instant Debits to reduce 100% of NSFs. Boost sales from added prospects and reduced attrition

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How Nivelo Integrates

Easily add ACH scoring where you need it

Implement our RESTful API with just a few lines of code and refine it in a complete test environment.

We refine our model based on your historical data to provide the most accurate threat and return detection.

$ curl https://api.nivelo.io/scorer \
   -X POST \
   -H "Authorization: Bearer <your-api-key>" \
   -H "Content-Type: application/json" \
   -d '{... ACH data as json ...}'

OUTPUT
{
 "score": 88.61,
 "prediction": "ACH return"
}
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