Instant Payroll Funding.


Improve your cash flow with instant and flexible payroll funding. Access funding only when needed.

REquest INVITE

Fast funding

Fund delivery in hours. Just let us know when you're in need of extra float, the amount you require and we will wire the funds same-day.

Flexible line of credit

Draw down when you need it for a few days or a few weeks. Choose the schedule that fits your business.

Zero paperwork

No hard credit checks, no trips to the bank. Simply fill out a short 2 min form and our team will process yourr application in 24 hours.  

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How long does it take for funds to arrive?

Upload your payroll summary and request the financing required. Receive your funding within hours of accepting an offer.

How do I apply?

Request an invite. The Nivelo team will provide you with a sign-up link. We strive to complete all initial approvals within 24 hours. After approved, access funding when needed.

What can I use the funding for?

The funds must be used to fund payroll. You can use it to expand existing roles, bring on new people, or pay your current W2 or 1099 workers.

What is the fee for the platform?

Nivelo does not charge a fee for use of our platform. We only charge a fee for the transaction that is funded. You will be able to accept the fee before funds are delivered.

Can I use Nivelo outside of th US?

No, Nivelo is a service offered to U.S. companies only. You must have a bank account domiciled in the US as well.

Is Nivelo secure?

Yes! Security is our top priority as a payment system. Please visit our security page for more information.

Are there payment limits?

Your funding limit will be confirmed after you're approved for the service. You can only submit funding requests up to your available limit.

Does applying to Nivelo affect my credit score?

No, Nivelo funding is based on your payroll account history and applying for a Nivelo loan doesn’t affect your credit score.

Are you  interested in offering Nivelo to your clients?

I'm Interested